The Insurance Regulatory and Development Authority of India published a new circular mandating that all insurance companies in India renew policies only if the person has active Pollution Under Control certificate from a government-approved emission centre. The Supreme Court of India originally gave the order in 2018. After that, the IRDAI mandated it, with a specific emphasis on the New Delhi region.
A PUC certificate is a basic document that any driver of a motor vehicle may be requested to present to a traffic cop. This certificate merely verifies if the vehicle's emission levels meet or exceed the established requirements. However, it has been stated that if a person currently has motor insurance and files a claim, the claim cannot be refused based on whether or not the individual has a valid PUC certificate.
Why Is the PUC Test Necessary?
The administration is naturally concerned about the PUC test for a simple reason. A PUC certificate is a necessary document that must be carried by the rider at all times in the vehicle, and failure to do so may result in a severe punishment, making it one of the most crucial papers, similar to a bike insurance, that a rider must carry. Another consideration is why the government has forced this.
The purpose for having PUC is simple: it keeps the car warm while also keeping the surroundings warm. Over the previous two decades, there has been an increase in pollution caused by car emissions. The government was concerned about the growth, and the only way to keep it under control was to make PUC mandatory. Many cars fail to pay attention to their surroundings, and improper fuel combustion can result in significant pollution. We used to see a car running with black smoke in front of our road all the time. These automobiles are becoming scarce.
Efforts by Government
To begin with, the government imposed the PUC certificate, which was a significant effort, but people frequently bribe police officers and avoid having to obtain a PUC certificate. People seldom attend the emission centre since it is typically seen as a needless investment. To deal with this, a high levy was imposed on these individuals, in addition to making it mandatory for insurance firms to provide insurance only to persons who had a valid PUC for their car. This was a wise decision because the person would now be concerned about acquiring PUC as well as the insurance, which is also required.
Thus, if you are intending to renew your car insurance, it would be beneficial to have a PUC, which is beneficial not only to the vehicle's health but also to the environment, and we must all make efforts to do so as responsible citizens of our country.
PUC Certificate Benefits for Two Wheelers
The benefits of getting a PUC certificate for two-wheelers are as follows:
1. Protects the environment
The genuine image of the global environment is in front of everyone, and pollution plays a little role in the climate's degradation. Having a PUC certificate on your two-wheeler insurance shows that you are a responsible person who is concerned about the environment. Check your two-wheeler for pollution and make sure it's staying under the legal limits.
2. Awareness of your two-wheeler's condition
You will be aware of the varying pollution levels if you examine the health of your two-wheeler. You may get your cars serviced on a regular basis. If you observe a higher amount of pollution output, you should immediately consult a technician to avoid any more problems. Regular inspections, testing, and upgrading of the PUC certificate will help you keep your two-wheeler in good working order.
3. Law-abiding citizen
A PUC certificate identifies you as a law-abiding citizen. If you follow the guidelines set out by the Indian government, you will avoid the fines that may result if you do not.
4. For insurance renewal, PUC is required
At the time of two-wheeler insurance renewal, an updated PUC certificate is a needed document. The Insurance Regulatory and Development Authority of India has made it mandatory for insurance companies to renew a vehicle's insurance only if all paperwork is in order, including the PUC certificate.
How Can You Get a PUC Certificate for Your Two-Wheeler?
Follow the steps outlined below:
· Find a licenced RTO-approved PUC centre by going to the Parivahan site and searching for one.
· Take your two-wheeler to the PUC centre once you've found it and get it inspected by a mechanic. He will place the emission testing tube into the two-exhaust wheeler's pipe to determine the emission levels.
· He will next draught your vehicle's PUC certificate, which will be created electronically and will contain the emission levels of your two-wheeler.
The Final Word
The importance of an updated pollution under control (PUC) certificate for the policyholder is self-evident. It not only helps with the two-wheeler insurance renewal procedure, but it also maintains the two-wheeler's health in check. You must be aware that failing to obey the rules may result in prosecution under Section 190(2) of the Motor Vehicles Act 1988, which carries penalties.
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