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Self-employed professional loan is also given to practicing Chartered Accountants.
The loan is given to expand current business or financial aid to help grow their practice.
Wondering how much you can borrow? We can help you with that. Your loan amount is determined by your Educational Qualifications or Working Experience or Fixed Obligations to Income Ratio (FOIR) or Debt-Service Coverage Ratio (DSCR) implemented by banks and Financial Institutions. Reach out to us, so you can find out your loan eligibility quickly.
Gone are the days when you’d have to visit banks for your In-Principle Approval. We’ve streamlined the process to make it easier and faster for you to get one. Simply gather the required documents, submit everything to us and wait for approval.
Once you get your IPA, you’re all set for the next step – getting the best Chartered Accountants loan in TAMILNADU. With the help of our knowledgeable Chartered Accountants Loan Specialists, you can be confident that you’ll be getting the highest loan amount at the lowest interest rates.
Get loans up to ₹50 Lakhs* through a smooth process.
Our loan application process is very simple and can be initiated online.
Choose a suitable tenure varying from 12 to 60 months.
Business loans for chartered accountants are available without collateral or guarantors*
No lengthy paperwork required! We can also pick up your documents from your doorstep.
Loan Amount
Collateral Free Loan
Quick Approvals in 24 hours*
Flexible Repayment
Balance Transfer Facility
Dropline Overdraft Facility
Door Step service
Banks/NBFCs offers Chartered Accountants loan ranging from Rs.3 Lakhs to Rs.50 Lakhs for small, medium and large businesses.
Banks/NBFCs unsecured Chartered Accountants loan which means you can fund your business without any collateral/guarantor.
Get quick approval on Chartered Accountants loan from many Banks/NBFCs with hassle-free processing to meet immediate financial needs of your growing business.
Many Banks/NBFCs provides Chartered Accountants loans with flexible tenures of upto 60 months to make repayment easy.
Transfer your existing Chartered Accountants loan to other Banks/NBFCs for lower EMIs, lower Interest and processing fee waiver.
Many Banks/NBFCs provides Overdraft facility without any security. Limit is set in separate Current account which drops monthly till end of the tenure, pay the interest only on the amount utilized. Tenure ranging 12-72 months.
Along with your business, BankVallet also takes care of your convenience. Enjoy our doorstep services by availing our Chartered Accountants loan.
Get up to Rs.25000 Gift Vouchers when you apply for your Chartered Accountants Loan through BankVallet!
In an overdraft facility, the chartered accountant can withdraw a larger sum than the amount present in the account as a loan to meet his or her business needs. The maximum amount that can be withdrawn and the interest rate under this facility are based on a mutual agreement between the lender and borrower.
In case of a term loan, a chartered accountant can avail a secured or unsecured loan to receive the funds according to the situation and requirement of the business. These loans are helpful in acquiring long-term assets. There are three types of term loans based on tenure namely short-term loan, long-term loan, and intermediate loan that can be repaid on a monthly or quarterly basis. While the rate of interest for such loans can be fixed or floating, it varies according to the loan repayment tenure.
The cash credit facility is an overdraft loan that can be manage your cash flows smartly with a Flexi Loan facility as you get to withdraw the complete amount or in parts as per your firm’s requirements. You can pre-pay the loan when you get payments from clients or whenever you have surplus funds at no extra costs.
In a bid to promote women empowerment, numerous Banks and NBFCs offer special loan schemes to existing and potential women chartered accountants. These exclusive schemes offer a lot of benefits and special discounts in terms of quantum of loan, interest rate, security, etc. Furthermore, female chartered accountants can also benefit from the consulting, training, and counseling offered by several lenders to help them learn about various aspects of the market and industry. However, these loans are only available to women who hold more than 50% shares of a company.
Loans for Chartered Accountants or Company Secretaries in India are professional loans and are offered at a slightly higher rate of interest than the regular personal loans. These rates of interest can be either Diminishing Rate of Interest or a Flat Rate of Interest. A Diminishing Rate of Interest means that the interest applies only to the outstanding principal amount. In this way, you pay to reduce EMIs as you move along the loan tenure. A Flat Rate of Interest is a fixed rate that remains constant along with the loan tenure. The EMI will remain fixed as it is repaid throughout your loan tenure. Generally, the interest rates of loans for Chartered Accountants range from 11% to 20%. These rates depend on several factors, like:
The applicant must be (any one):
The applicant can be (any one):
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.
*Requirement of Chartered Accountants loan documents might vary according to the scheme chosen. Banks/NBFCs may require additional Chartered Accountants loan documents which will be intimated to you while processing your application.
Compare the lowest Chartered Accountants Loan interest rates starting from 12.50% p.a. and apply for the best Chartered Accountants Loan. Get the complete list of current Chartered Accountants Loan rate of interest in India from all leading banks and financial institutions.
This is a one-time non-refundable fee that is to be paid to the Chartered Accountants loan provider after the loan application has been approved. The processing charge varies depending on the bank and the loan scheme you are applying for.
Prepayment penalty is the fee you will have to pay the lender if you plan on repaying your Chartered Accountants loan before the completion of the loan tenure.
Foreclosure penalty is the fee you will have to pay the lender if you plan on foreclosing your Chartered Accountants loan before the completion of the loan tenure.
The fee is levied when the loan provider find that a cheque issued by the borrower is found to be dishonored due to reasons such as insufficient funds in the borrower’s account.
This is a one-time non-refundable fee that is to be paid to the Chartered Accountants loan provider after the loan application has been approved. Some Banks/NBFCs add this charge with the approved loan amount and deducted with EMIs.
Loan providers also charge a penalty on delayed repayments i.e. if you fail to make your Equated Monthly Installments (EMIs) or Pre-EMIs on time. The defaulting charges vary from one bank to another.
This charge covers for the expenses incurred by the bank to recover dues from a borrower who has failed to make his monthly installments on time.
Delayed payment of interest or EMI shall render the customer liable to pay additional interest up to 24% per annum.
This charge is applicable for Dropline Overdraft Chartered Accountants Loan. Banks/NBFCs are charged up to 2% of Annual/Additional Maintenance Charges on your sanctioned loan amount.
No, there is no need to visit Banks/NBFC branches to apply for a Chartered Accountants loan. We have made the process simple; you can apply for a Chartered Accountants loan through our website.
You can submit required details through BankVallet.com and we will call you back and let you know about eligibility and application status. BankVallet will have the necessary documents picked up from your residence or office.
If you have any questions regarding the Chartered Accountants loan application process, please feel free to contact our customer care at +91- 90470 45470 or write to us at wecare@bankvallet.com.
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At BankVallet, we have simplified the process of obtaining a Chartered Accountants loan. You can visit our website and apply for the Chartered Accountants loan by submitting your details. We will call you back and notify you if you are eligible. Thereafter, you can submit your documents to our representative who will visit either your home or office as per your convenience. We strive to process the complete application within 48 hours of complete document submission. If you have any questions regarding the Chartered Accountants loan application process, please feel free to contact our customer care at +91-90470 45470 or write to us at wecare@bankvallet.com.
There are a number of factors that are taken into consideration before we approve your application for a Chartered Accountants loan. These include:
Banks/NBFCs provide unsecured Chartered Accountants loans without any collateral. There is also no need for any co-signee or guarantor either. Lenders provide you with Chartered Accountants loans without security so that you can get easy access to credit for your business expansion needs.
Many Banks/NBFCs levy the reducing interest rate on our Chartered Accountants loans. You will only need to pay interest on the outstanding principal amount.
You can get a Chartered Accountants from a minimum of Rs. 3 lakh to a maximum of Rs. 50 lakh.
All lenders offer flexible tenures so that the EMI is always affordable and serves your needs instead of being a burden. You can choose loan tenure between 12 and 60 months when you take a Chartered Accountants Loan.
Yes, you can avail Chartered Accountants loan with short term overdraft facility
An indicative broken period is the time gap between the disbursement of a personal loan and the time when the payment of EMI starts. Banks charge interest on the broken period which is called broken period interest. For example, the EMI of a particular personal loan has to be debited on the 5th of every month. Let’s say the loan has been disbursed on 1st of February, so on the 5th of February, you will have to pay interest of 5 days i.e. 1st to 5th February. The interest which you pay on 5th February does not include on your total outgo of the loan. Your EMI deduction will start from 5th of March onwards. In this way, the payment which you paid on the 5th of February was not considered towards loan repayment.
No, the interest rates offered by lenders vary.
Chartered Accountants loans are given in the name of businesses, and not individual names. There is no impact of closing a Chartered Accountants loan early on your CIBIL score.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
We will be glad to help you with any questions regarding the Mortgage Loan. Please feel free to call our customer representative at
90470-45470 or email us wecare@bankvallet.com. If you have a more pressing matter to discuss, kindly fix an appointment with our representative at your convenient time/place.
At BankVallet, we give you an overview of the latest Chartered Accountants Loan packages available in the market. With just a few clicks, you’ll be able to compare the best interest rates from our Banks and Financial Partners.
From knowing your loan eligibility to getting your IPA, we’ll fill you in with all the pertinent details regarding Chartered Accountants Loan. Our Chartered Accountants Loan Specialists will help you throughout the process and give you unbiased advice.
Once you have your IPA, we can get started with your Chartered Accountants Loan application. We understand that this is a major life decision and we’re here to guide you. With our help, the Chartered Accountants Loan application process can be completed within 2 working day.
I am a loan consultant at BankVallet. My team is here to help you make the right Chartered Accountants loan choices. Book a call so that we can review your needs.
Leave your Chartered Accountants Loan research to us and we will break it down for you in simple terms. Our Chartered Accountants Loan Specialist will contact you directly so you can save time for other important things in life.
Feeling so spoilt for choice you cannot decide? Settling for the first option is like being forced to marry the first person you come across on a matrimony app. Don’t feel pressured. We compare across all banks in TamilNadu to ensure that you get the best deals.
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Get up to Rs.25000 Gift Vouchers when you apply for your Chartered Accountants Loan through BankVallet! After you apply for a chartered accountants loan, we will send you an email with detailed instructions how to claim your vouchers.
Here’s how much Gift Vouchers you will be rewarded with:
